If you’re perusing through personal finance subreddits and are discouraged by posts from high-income individuals or households, then consider taking a trip to r/PovertyFinance.
Whether you’re trying to save up a down payment for a home or want to ensure you have enough money set aside to adopt a dog, you can get some excellent insights.
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There’s information about popular strategies, budget tracking apps, creating spreadsheets, and more.Īdditionally, it’s an excellent place to see advice about how to plan for a range of expenses. While the r/Budget subreddit is a smaller community with a bit less than 22,000 members, it’s a great destination for newlyweds trying to create their first joint budgets.
Plus, it’s been around for more than a decade, so there’s a ton of legacy information that can still be helpful today. It’s one of the larger subreddits in the personal finance space, boasting around 1.2 million members.Īlong with real-life case studies, it’s brimming with advice about how to manage money, invest effectively, reduce costs, and otherwise pave the way for a financially independent life. If you and your spouse want to achieve financial independence – and potentially retire early – r/FinancialIndependence is a community worth exploring. You can search the subreddit to see if there are answers to questions you have before posting them yourself, potentially saving you a significant amount of time. One of the big benefits of starting here is the wealth of existing information. It has over 15 million members and covers a range of topics, including credit, investing, debt, budgeting, and more. The largest and highest-rated community in the personal finance niche is r/PersonalFinance. Best Reddit Personal Finance Communities for Newlyweds r/PersonalFinance While there are always toxic people online, that can mean your odds of encountering them are reasonably small. While you should always avoid providing overly personal details online, members of the communities are typically nonjudgmental and do their best to help, making it an excellent destination if you want to get insights into a particular topic.Īdditionally, community rules bar certain kinds of behavior, and moderators commonly take action to ensure their respective subreddits are welcoming. Second, Reddit personal finance is often a safe place to ask questions. As a result, newlyweds can get sound insights from people who really understand budgeting, investing, retirement planning, home buying, and more. While members of the public are typically welcome, some subreddits are brimming with experts in their fields. That alone can make Reddit a valuable destination, even if you don’t directly engage with the communities.Īlong with general personal finance subreddits, there are numerous specialty communities. Past discussions remain viewable long-term, creating opportunities to search for the details a couple may need. First, they’re an exceptional source of information. There are several ways that Reddit personal finance communities can help newly married couples.
How Can Reddit Personal Finance For Newly Married Couples Help? Some community members are experts in the personal finance arena, while others are regular people who simply want to impart wisdom, help people avoid mistakes they’ve made, or offer tips that can allow members to thrive. Regardless of the subreddits involved, Reddit personal finance is essentially a place where people can ask questions, discuss experiences, and otherwise learn from others. Ready to start your married life off on the right foot? Look no further than a coffee table for your living room! It’s an ideal way to make sure the newlyweds have enough space for those romantic games of chess.
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